Terms of Use

Website Terms of Use

Your use of this site is governed by the terms and conditions set out below.  Please read them carefully as your use of this site confirms your acceptance of these terms and conditions.

Copyright

This site and its contents are subject to copyright.  The compilation, meaning the collection, organization and display of all content on this site is the exclusive property of [SiBJ] and is protected by Australian and international copyright laws.

You may link to this web site (including content on this web site) provided you clearly acknowledge [SiBJ] as the destination site and you provide a hyperlink direct to the relevant content on this site.

Disclaimer

NOTHING IN THIS WEB SITE CONSTITUTES ADVICE OR CREATES A CONTRACTUAL OR OTHER RELATIONSHIP.

THIS SITE AND ITS CONTENTS ARE PROVIDED TO YOU ON AN “AS IS” BASIS. YOUR ACCESS TO AND USE OF THIS SITE ARE AT YOUR OWN RISK.

[SiBJ] IS NOT A FINANCIAL ADVISER, SUPERANNUATION ADVISER OR ANY OTHR RELATED ADVISORY BUSINESS. IT IS A MATCHING AGENCY FOR EMPLOYERS OR EMPLOYEES. SIBJ HAS SOME IDEAS FOR A CONVERSATION THAT MIGHT ASSIST IN THE ENGAGEMENT PROCESS AND THIS IS ITS PRIMARY PURPOSE.

IF SUCH ADVISORY SERVICES ARE NEEDED BY A SIBJ SITE VISITOR, SUBSCRIBER OR REGISTRAR, THEN SUCH SERVICES ARE OUTSIDE THE SCOPE OF SIBJ’s BUSINESS AND PERSONS ARE ADVISED TO SEEK INDEPENDENT

[SiBJ] DISCLAIMS, TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL RESPONSIBILITY AND LIABILITY ARISING DIRECTLY OR INDIRECTLY FROM ANY USE OF MATERIAL CONTAINED OR REFERRED TO IN THIS WEB SITE, INCLUDING ANY ERRORS, OMISSIONS OR HARMFUL COMPONENTS.

The news items, other web sites and hyperlinks referred to on this web site are included for information purposes only.  Third party sites are not under the control of [SiBJ] and therefore we are not responsible for the condition or content of them.  You access these sites and/or use their products and services at your own risk.  [SiBJ] makes no representations as to: any affiliation with any other organization; the quality, veracity or accuracy of information contained in other web sites; or any endorsement of any other organization.

Viruses

[SiBJ] is unable to guarantee that any file made available for download from this site is free from viruses or other conditions which could damage or interfere with data, hardware or software.  You assume all risk of files downloaded and used from this site and release [SiBJ] all responsibility and liability arising from their use.

Privacy Policy

Our privacy policy shall be deemed to be incorporated into these terms and conditions. Please see the Privacy terms under the separate Privacy Policy footnote.

Applicable Law

These terms and conditions are governed by the law of Victoria, Australia.

This site may be accessed throughout Australia and internationally.  [SiBJ] makes no representations that the content of this site complies with the laws, including intellectual property laws, of any country other than Australia.  Users who access this site from outside Australia do so at their own risk and are responsible for complying with all applicable laws.